Privacy Policy

Amtop Innovations ("Company," "we," "us," or "our") is committed to protecting the privacy of our clients, prospective borrowers, and website visitors. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you visit our website at amtopinnovations.com or engage with our direct business lending services.

Information We Collect

We may collect the following categories of personal information:

• Contact Information: Name, email address, phone number, and business address.
• Business Information: Business name, industry, revenue data, time in business, and funding requirements.
• Financial Information: Bank statements, tax returns, and credit information as needed to evaluate funding applications.
• Technical Information: IP address, browser type, device information, and cookies when you visit our website.
• Communication Records: Records of your interactions with us, including emails, phone calls, and text messages.

How We Use Your Information

We use the personal information we collect to:

• Evaluate and process business funding applications
• Communicate with you regarding your application status, funding options, and account information
• Provide customer service and respond to inquiries
• Comply with legal and regulatory obligations
• Improve our website and services
• Send promotional communications with your consent

SMS & Text Message Communications

If you provide your mobile phone number and opt in to receive text messages from Amtop Innovations, you consent to receive SMS and text messages related to your funding inquiry, application status, account updates, and promotional offers. These messages may be sent using an automatic telephone dialing system (ATDS) or other automated technology.

Message Frequency: Message frequency may vary depending on your interactions with us and the status of your application or account.

Costs: Message and data rates may apply. Please check with your wireless carrier for details about your plan.

Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a one-time confirmation message and will no longer receive text messages from Amtop Innovations unless you re-subscribe.

Help: For assistance with our SMS program, reply HELP to any message or contact us at info@amtopinnovations.com.

Consent: Your consent to receive SMS messages via an automatic telephone dialing system (ATDS) is NOT a condition of purchasing any goods, services, or funding from Amtop Innovations. You may choose not to provide SMS consent and still apply for and receive funding through other communication channels.

No Sharing of Mobile Data: We do not sell, rent, or share your mobile phone number or any information collected through our SMS program with third parties for their marketing purposes. Your mobile information will only be used as described in this Privacy Policy and our Terms & Conditions.

Information Sharing & Disclosure

We do not sell your personal information. We may share your information with:

• Service Providers: Third parties that assist us in operating our business, such as payment processors, technology providers, and communication platforms.
• Legal Requirements: When required by law, subpoena, court order, or regulatory request.
• Business Transfers: In connection with a merger, acquisition, or sale of assets.

Data Security

We implement industry-standard security measures to protect your personal information, including encryption, access controls, and secure data storage. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of promotional communications

To exercise any of these rights, please contact us at info@amtopinnovations.com.

Cookies

Our website may use cookies and similar tracking technologies to improve user experience and analyze website traffic. You can control cookie preferences through your browser settings.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website and services after changes are posted constitutes acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy, please contact us at:
Amtop Innovations
Email: info@amtopinnovations.com